Bringing a lawsuit against a negligent driver is not the only reason you should consider contacting a car accident lawyer. An experienced car accident lawyer can also handle common tactics often used by insurance companies to minimize settlement payouts. There are some instances where insurance companies become convinced that they do not need to pay out on a claim when that is not at all the case. If you’re in any of the following situations, consider contacting a local vehicle accident lawyer.
The Company Falsely Claims You Were at Fault
Insurance companies are much more likely to listen to their own adjusters than they are to you. Frequently the people who investigate car accidents on behalf of insurance companies simply get things wrong or use tactics to stall the investigation. Unfortunately, it can be very difficult for a claimant to persuade an insurance company that the investigator isn’t seeing or reporting fairly the circumstances. Attorneys employ their own investigators which provides leverage when dealing with these situations.
The Company Claims You Were Not Covered
Sometimes, insurance companies will try to claim that a particular situation that led to you being injured or suffering a great deal of property damage was not a situation under which you had coverage. An attorney can serve as a contract expert. They understand the obligations that insurance companies have to their clients from a legal perspective. Hence, the attorney can make certain that the insurance company will not use issues of coverage where not applicable, in some cases even if you were not covered.
Not Enough Compensation
Insurance companies may also not give you as much compensation as you justly have coming because of an accident. Car accident attorneys know enough about car accidents, insurance contracts and all of the other factors involved to make certain that you get competent representation and that your rights are respected. Insurance companies will do what they can to avoid paying you money or minimize that you are owed. Make certain that you speak with an attorney about the matter. They have a much better chance of getting an insurance company to reach a fair settlement and to provide you with the compensation that you deserve than you do on your own.