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by Jeff Rasansky - August 30, 2011
Jeff Rasansky
Jeff Rasansky, managing partner of Rasansky Law Firm, is an aggressive Dallas personal injury lawyer with 25 years of legal experience.

One of the most frustrating situations that drivers have to deal with is when their insurance company fails to pay claims that the driver knows should be paid. This can happen for many reasons. The overarching reason, however, is that insurance companies have a profit motive for not paying off claims. They make their money by collecting premiums, not by paying claims.

The Situation

iStock_000011809454MediumSometimes, the driver will bring the situation on themselves by describing the accident inaccurately to the insurance company and in a way that makes it appear that the driver was at fault. The insurance company may also send out people to examine the accident and come to the determination that they don’t have to pay the claim for one obscure reason or another. Either way, these situations oftentimes leave drivers in a very tight spot. Without reimbursement to help them pay for their vehicle and their injuries, these drivers end up facing down all of these expenses themselves.

Getting Help

One of the things that makes dealing with an insurance company difficult is that you are always dealing with them on their terms. What you’re dealing with is a tremendously complex bureaucracy that is designed to protect their profits. In some cases, insurance companies are very good and reliable and they make every effort to keep their customers happy and pay them when they deserve it. In other cases, the bureaucracy just happens to be oriented against the customer and the customer ends up being at a tremendous disadvantage. This is when you may want to contact the Dallas car accident attorney to help you deal with the company.

An attorney will understand the legal obligations that the insurance company has to you. If they owe you money and they’re trying to dodge it, the attorney may be able to help you find ways to deal with them. If you are in a wreck and you haven’t spoken to your insurance company yet, you may want to consider talking to an auto wreck lawyer first. They can make sure that you handle it correctly and that you don’t set yourself up for a bad situation down the line. It’s important to have a plan, even when you’re in a situation that is very stressful and you’re worried about how things are going to turn out financially for you after you’ve been in a bad wreck.

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