Dealing with an Insurance Company After a Wreck

Insurance companies make a lot of money selling the promise that they'll be there when something goes wrong on the road. Sometimes, they live up to it. In many cases, however, they fall short of that promise. When you're in this situation, you don't need another insurance company; you need an experienced vehicle accident lawyer.

An Accident Attorney?

If you're wondering why a motor vehicle accident lawyer is the person you need, consider their areas of expertise. They're experts at dealing with bureaucracies and of knowing the most obscure rules insurance companies have in place. They also know the obligations that companies have to their clients under the law. When they deal with insurance companies, the insurance company is much more likely to take your claim seriously. The company knows they're not going to get away with anything and, of course, if they try, they're just going to make it worse for themselves. What lawyers bring to your aid is knowledge and experience. They have confidence when they're dealing with these companies because they know what the companies owe their clients, and they'll do everything in their power to ensure proper payment.

When to Contact Them

The best time to contact lawyers is right after the wreck. In fact, if an attorney takes you on as a client, they'll likely want you to have them talk to the insurance company in your place. This ensures that the insurance company doesn't get you to say something disadvantageous to your claim. The lawyer will know what to say and, even more importantly, what not to say. Remember, the insurance company will most certainly be trying to find a way to avoid paying you a dime, so you need someone on your side fighting for you.

Coverage

There may be cases where you're not covered for certain types of damage and where the insurance company really doesn’t owe you anything. In these cases, the other driver may have been negligent in a way that makes them liable for the damages they caused to you or your vehicle. If this is the case, the attorney may want to go ahead and press a legal action against that driver to claim damages.

Pressing a lawsuit is not a guaranteed win. It takes a good attorney to put together a claim that has a chance of winning and, it takes an exceptional attorney to argue it successfully in front of a jury. When they have the resources, knowledge, and expertise, however, these attorneys may be able to get you the compensation you deserve.

If you would like to learn even more about protecting your rights after an accident, request Jeff's invaluable book on vehicle accidents.

Inside his FREE book, The Insider’s Legal Guide: Biggest Mistakes Drivers Make After an Accident, Dallas personal injury attorney Jeffrey Rasansky explains the mistakes that drivers frequently make after an accident.

You will find valuable information about:

• Tips and tricks for dealing with the insurance company

• Texas driving statistics
• Insurance claims “do’s” and “don’ts”
• Common insurance tactics
• Mistakes that can wreck your car accident case
• When to hire a lawyer