Insurance companies are generally pretty hit and miss, no matter which company you go with. Sometimes they’ll meet their obligations to their clients without any protest at all and, on other occasions, they’ll do everything they can to avoid paying any amount – even if it’s obvious that they owe it to their client. In these cases, it can be frustrating—even maddening—to deal with their representatives.
Insurance companies are not in the business of paying out claims. They’re in the business of making profits. If there’s a way that they can avoid paying out on a claim, you can be sure that they’ll generally do everything they can to take advantage of it. It may mean that, in some cases, you even end up with higher insurance rates because of having been in a wreck. These companies have employees whose job it is to find ways to deny claims so, rest assured, you’re probably going to be outmatched trying to take them on without assistance.
Left Without a Vehicle
In some cases, because of insurance companies being difficult, people end up not even having a vehicle after a wreck. If your insurance company was paying up, you’d likely just end up “totaling out” your vehicle and getting enough money to at least put a down payment on a new one. If the insurance company is determined not to pay, however, you may find yourself without any options at all and having to deal with being bereft of a vehicle and of any money to buy a new one. You don’t have options in these cases, however.
Contacting an Attorney
Contacting an attorney is an option you should consider if you’re in a situation with an insurance company that refuses to pay up or that is otherwise mistreating you after you have been injured in a wreck. You can usually meet with the attorney for free and they’ll let you know what they think of your claim. If they believe that they could help you out, they may want to take you on as a client. Ask about a contingency agreement. This means that you don’t pay them unless you win your claim through a settlement or a jury award.
A good Dallas car accident attorney will give you the best chance of winning your claim. Look for a Dallas car accident lawyer with experience and a great deal of knowledge about negligence law and insurance companies.