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It is illegal for an uninsured driver to drive a vehicle in the state of Texas, or in any other state for that matter. Insurance Journal stated that the national average is about one in seven uninsured drivers. The statistics are staggering, not only because driving without insurance is against the law, but also because it is a crime that is so easily discovered by police.
Worse yet, this trend of driving without insurance has increased in the last 10 years. Insurance Journal went on to state that the percentage of uninsured drivers has risen to 12.7 to 14.6 from the period of 1999 to 2004. As the recession grows worse, we can only imagine how many drivers will have to cancel their insurance policy because of rising premiums-but still take risks out on the road.