Has your insurance claim been unfairly denied? The attorneys at Rasansky Law Firm may be able to help you!
Most people are under the assumption that if they answer all the questions and provide all the details necessary, their insurance claim will be processed timely and fairly. Unfortunately, this is not always the case; in fact, the process is very seldom an easy one because insurance companies are always looking to pay out as little as possible, or at least delay payment for as long as possible.
If you’ve found yourself in a situation where your you feel that your insurance claim has been unfairly denied (or only partially covered), you need to discuss your case—for free—with a bad faith insurance lawyer in Dallas. Rasansky Law Firm is happy to discuss your options with you 24 hours a day at 1-877-405-4313. If we feel that we can help you, we’ll take on your case at no cost to you.
What does “bad faith” mean?
Individuals depend on various types of insurance policies in order to provide them with a financial security in many different situations. Policyholders depend on the insurance companies to help cover the costs associated with serious accidents, natural disasters, or illnesses. When the insurance company unfairly denies a claim or gives a low-ball settlement offer, it can be a financial disaster for the victim.
While purchasing insurance is often required by law in many situations, it doesn’t always run as smoothly as one would expect. Whether the case involves negligence or bad faith on the part of the insurance company, it can create problems for the insured party because of delays, underpayments, or total denials.
When a policyholder files a claim for a covered event, and the insurance company fails to honor that claim, it is called insurance bad faith. Where does this leave the policyholder? It is difficult for a policyholder to go up against an insurance company alone, so it is important under these circumstances to consult with an attorney who is experienced in handling bad faith insurance claims. These are not the type of circumstances under which an individual should attempt to fight the insurance company alone; the process is way too complicated for the average person to handle without the benefit of legal counsel. Luckily, with a contingency fee law firm like us, these cases cost the victim nothing out of pocket. We only collect a fee if we’re successful in resolving your case.
Recognizing bad faith insurance practices.
In most cases, “insurance bad faith” refers to situations in which the insurance company failed to appropriately make good on a particular claim or comply with the law that defines the proper way to handle a claim. While most people think of a bad faith insurance claim as one in which the company either denies the claim or underpays based on the cost of the damages, there are some other ways in which insurers show bad faith during the processing of an individual’s claim. A few of the bad faith actions an insurer might undertake include, but are not limited to the following:
- Failing to process a legitimate claim in a timely manner.
- Telling an insured victim that they did not receive information on a legitimate claim in a timely manner.
- Relying on experts they know are always on the side of insurance companies.
- Attempting to state that a legitimate claim is not covered under the insured’s policy.
- Submitting a settlement offer that is clearly unreasonable.
While it’s possible for an insurance company to commit “bad faith” while processing claims under nearly all types of insurance, this occurs most commonly with car accident insurance, life insurance, homeowners’ insurance, and disability policies.
If you have been the victim of insurance bad faith, our experienced personal injury lawyers can help you settle your case with the insurance company. Consult with one of our attorneys, for free, by filling out the contact form found on this page or by calling our office at 1-877-405-4313.
Speak With Our Dallas Bad Faith Insurance Attorneys For Free
The attorneys at Rasansky Law Firm are happy to speak to you about your potential case free of charge. If we can help with your claim, we’ll do so for no out-of-pocket cost to you. Call us 24/7 at (214) 651-6100, or toll-free at 1-877-405-4313.