Insurance companies are generally pretty hit and miss, no matter which company you go with. Sometimes they’ll meet their obligations to their clients without any protest at all, and on other occasions, they’ll do everything they can to avoid paying any amount – even if it’s obvious that they owe it to their client. In these cases, it can be frustrating—even maddening—to deal with their representatives.
Insurance companies are not in the business of paying out claims. They’re in the business of making profits. If there’s a way that they can avoid paying out on a claim, you can be sure that they’ll generally do everything they can to take advantage of it. It may mean that in some cases, you simply end up with higher insurance premiums.
These companies have employees whose sole job it is to find ways to deny claims, and they know every trick in the book. Rest assured you’re probably going to be outmatched trying to take them on without an attorney on your side.
Left without a vehicle.
In some cases, because of insurance companies being difficult, people end up not even having a vehicle after a wreck. If your insurance company was paying up, you’d likely just end up “totaling out” your vehicle and getting enough money to at least put a down payment on a new one. If the insurance company is determined not to pay, however, you may find yourself without any options at all and having to deal with being bereft of a vehicle and of any money to buy a new one.
Contacting an attorney.
Contacting an attorney is always a smart move after you have been injured in a wreck. Our job is to help people just like you. You can usually meet with an attorney for free and they’ll let you know what they think of your claim. If they believe that they could help you out, they may want to take you on as a client. Make sure they operate on a contingency agreement. This means that you don’t pay them unless you win your claim through a settlement or a jury award.
A good Dallas car accident attorney will give you the best chance of winning your claim. Look for a Dallas car accident lawyer with experience and a great deal of knowledge about negligence law and insurance companies.