There are some times in life when you need a motor vehicle accident lawyer. If you’ve actually been in an accident, you probably know that the time when you need a lawyer usually first arrives when you contact your insurance company. These companies do provide a valuable service, but they dont always do it with much enthusiasm. In fact, there are people who work at insurance companies whose job is to make sure that claims are denied more often than theyre paid. Heres the right way to deal with an insurance company.
Step 1: Make sure youre carrying the right kinds of insurance. Liability minimums are not enough. These dont protect you; they just protect other drivers against you ruining their car and having no way to pay for it. You need some insurance for your own vehicle. Comprehensive insurance seems very expensive until your vehicle is destroyed. It may seem like a bargain after an accident.
Step 2: Make sure you go with a reputable insurer. There are plenty of quickie style auto insurance companies out there. Dont go with these insurers unless you absolutely have to. An insurance agent can be a big help in finding a good insurer and, even if you have a bad driving record, you can usually get a good agency to cover you. The extra money you pay in premiums may pay off and your premiums will go down if you drive safe and maintain a good record.
Step 3: Call your attorney BEFORE your insurance company after a wreck. A Dallas car wreck attorney can make sure you dont ruin your own case by saying the wrong thing to an insurance company. This doesn’t mean they help you lie. What it means is that they make sure that you dont fall for any verbal traps the insurance company may set up. At the root of it, lawyers are experts at arguing. They can make sure that being scared, angry and desperate after a car wreck doesn’t lead you to ruin your chances of being compensated for your losses.
If you dont have an attorney, you can just carry the card of a law firm which works on contingency (like Rasansky Law Firm), in your vehicle. Call them if you have a wreck. These lawyers work for no upfront fees and there’s always a chance that they’ll pick up your case and help you seek damages.